How Does Motorcycle Accident Insurance Differ From Auto Insurance in Pennsylvania?

In Pennsylvania, when you buy motorcycle insurance, there are different things to consider than when buying regular auto coverage. The major difference is that for car insurance, Pennsylvania Law requires a minimum coverage of $5,000 in medical coverage benefits, also called “no-fault” or PIP coverage. With motorcycle insurance, though, Pennsylvania law does not require medical … Read more

The Need for Flood Insurance Is Real

Unfortunately for Californians, the flooding this year is here. As predicted the rains have come from our long long drought. After three years, the rain gods have answered. A common misconception in California is that only the people in the Midwest need flood protection and that is a poor argument. Although the floods that we … Read more

8 Tips to Hire Telemarketer to Supercharge Your Insurance Sales

Hiring a telemarketer is a business strategy an insurance agent can explore where the telemarketer is to secure appointments and the insurance agent focuses his or her time solely on appointments and writing applications. Telemarketing can be an extremely efficient and inexpensive way of acquiring business if used correctly. It should be a carefully planned … Read more

Horse Trailer Insurance

Unlike car accidents, you won’t read a lot about the horse-related accidents in newspapers. However, this doesn’t mean that these accidents don’t happen at all. The fact of the matter is that the British Horse Society (BHS) is of the opinion that horse-related accidents don’t get reported as often as the other types of accidents. … Read more

Insurance As a Device For Handling Risk

The real nature of insurance is often confused. The word “insurance” is sometimes applied to a fund that is accumulated to meet uncertain losses. For example, a specialty shop dealing in seasonal goods must add to its price early in the season to build up a fund to cover the possibility of loss at the … Read more

What Type of Disability Insurance Is Right for Me?

In the event of an accident, injury or illness that prevents you from working, disability insurance provides you with a percentage of your income. But not every disability insurance policy is the same. In fact, almost all of them will compensate different percentages of your income (generally between 50 and 70 per cent), along with … Read more